Methodology
A higher APY isn’t always a better deal.
Every opportunity gets a safety score from 0 to 100, built from five public signals. We show every factor and its weight, so you can disagree with us.
How established the app is
Listed audits, total value the protocol secures across all its markets, and how long it has been live. Battle-tested protocols with independent audits score highest.
Size of the pool
How much is deposited in this exact pool, on a log scale from $1M to $1B. Deeper pools are harder to drain and easier to exit.
How steady the rate is
Volatility of the APY over time and how far today’s rate is from its 30-day average. Spiky yields are often temporary.
Real interest vs. bonuses
The share of APY paid in reward tokens rather than real borrowing demand. Incentives end and reward tokens can drop in value.
Time running
Days of continuous yield history for this pool, up to two years.
Grades
A
Safer
Score 75–100
B
Fairly safe
Score 60–74
C
Riskier
Score 45–59
D
Risky
Score 0–44
Best match
“Best for you” balances the rate against safety, based on your choice. Play it safe only shows grades A–B and cares most about safety. Balanced shows C and above. Go bigger shows everything and leans towards higher rates. Extra rate always has to be earned with extra safety: a 60% rate can’t jump ahead of a solid 6% on yield alone.
What we never do
- ✕Ask you to connect a wallet or sign anything
- ✕Hold, route or touch your funds
- ✕Take payment from protocols to change rankings